Medicare Part D Prescription Plans in Illinois

by Insurance Broker on October 12, 2011

Medicare Part D

The annual Medicare Part D Prescription Plans Open Enrollment period starts and ends earlier this year. It will be from October 15 to December 7. Open Enrollment is the one time each year when everyone with Medicare can enroll in a Part D prescription drug plan or Medicare Advantage plan for the first time, or Read More →


Health Insurance for Individuals in Illinois

by Insurance Broker on October 6, 2011

Individual health insurance Illinois

There has been a rise in Illinois individual health insurance plans in todays society.  Having health insurance is a necessity for everyone. Today’s economy has caused some employers to drop their group heath insurance plans so that they can afford to keep their employees by cutting costs on health care. When you’re company no longer Read More →


Choosing Health Insurance in Illinois

by Insurance Broker on October 5, 2011

health insurance in illinois

With so many different types of Illinois health insurance plans and restrictions out there, it can be difficult finding the best health insurance in Illinois for you. However, this process is not impossible to do well with a little research. There are a few items to look for when deciding on an Illinois  health insurance Read More →


group health insurance illinois

For many companies the ability to provide Illinois group health insurance to their employees is a huge benefit that hard workers will truly value especially if they have a family to take care of at home. However sometimes the task of setting up  group health insurance in Illinois can be difficult for many new and Read More →


Illinois Medicare Open Enrollment Starts Oct. 15, Ends Dec. 7

by Insurance Broker on October 2, 2011

Medicare Illinois

Medicare has changed the “open enrollment” period this year. Therefore, beneficiaries need to study their options regarding Part D prescription drug and Part C Medicare Advantage plans. In prior years, the annual enrollment period did not begin until mid-November and lasted through end of the year, with any changes or choices made effective Jan. 1. Read More →


Illinois Health Insurance Pre-Existing Conditions

by Insurance Broker on September 20, 2011

Illinois Health Insurance Pre-existing Conditions

How does an Illinois resident with a pre-existing health condition find a quality Illinois health insurance plan? why does it seem like it is so difficult to find a pre-existing condition Illinois health insurance plan? Pre-existing conditions are defined as illnesses in which the person has gone to a physician, clinic, or medical facility and Read More →


Illinois Health Savings Accounts

by Insurance Broker on September 13, 2011

Illinois Health Savings Accounts

An Illinois Health Savings Account (HSA) can be a great way to provide you with the opportunity to control your health care costs while enjoying some significant tax advantages. As an Illinois license health insurance brokerage, Health Insurance Services, Inc. is here to help you better understand your health insurance options. If you’re unsure as Read More →


Few want Illinois to run Illinois Health Care Exchange

by Insurance Broker on September 6, 2011

Illinois Health Care Exchange

There is a lot of talk about state run health insurance exchanges.  Dont worry, private health insurance policies like Blue Cross & Humana are NOT going anywhere.   If you read the post below you will see that nobody really knows how how the health care exchange in Illinois is going to work, not even the Read More →


Welcome to my Blog

by Insurance Broker on June 1, 2011

Thank you for visiting my new website and blog. If you’ve taken a few minutes to navigate through my website you noticed that my name is Larry Smith, President of Health Insurance Services, Inc. Over my 20 plus years of experience in the insurance field I have gained a wealth of knowledge in all aspects Read More →