Illinois Medicare Insurance
Illinois Medicare supplemental health insurance provides you with additional health insurance benefits that are not available through Medicare Part A or Part B. Some Illinois Medicare supplemental plans, also referred to as Medigap insurance, will provide you with prescription coverage and preventative healthcare. Illinois Medicare supplemental health insurance plans can also cover your Medicare Part A deductible, extra days of hospital care, your Medicare co-payment amounts, skilled nursing and foreign travel emergency care.
MEDICARE PART A: The portion of Medicare which was the initial protection, assists in covering hospital expenses.
MEDICARE PART B: An additional section of Medicare covers the expenses for various supplies and doctors visits beyond the hospital and approved clinics. This program was developed to add to the protection for those people who have qualified for basic Illinois Medicare coverage.
MEDICARE PART C: Plans created which were Medicare approved including medical coverage through private health organizations: such as PPO’s and HMO’s, also known as Medicare Advantage Plans.
MEDICARE PART D: The most recent addition to Medicare is for prescription drug protection. It requires membership in Medicare prior to applying for the drug coverage. This excellent new protection is part of Medicare Part D.
Make an informed decision about Medigap insurance
It is essential for you to be well informed when shopping for Medigap insurance coverage in Illinois. Knowing your options and understanding the included benefits decreases the likelihood of later discovering that you are under insured. A very helpful tool is to compare the different companies that offer this type of coverage. Differences between health insurance companies can include:
- Participating provider network
- Premium charges
- Financial strength
- Customer Service history
We are Illinois Medicare Insurance Specialists
We know that understanding the complicated medicare system and medicare plans can be overwhelming to most people. Our goal is to guide you through the selection process so you understand your options and help you make decisions that are in line with your specific needs.