Illinois Short Term Health Insurance
As the name suggests, Illinois short term health insurance is health insurance coverage that is purchased for only a short period of time. Most insurance companies that offer this type of Illinois temporary health insurance will allow you to choose from coverage lengths ranging from 30 days to 12 months. Illinois Short term medical insurance coverage can protect you in the event of an unexpected illness or injury. Unlike many health insurance plans out there, Illinois short term health insurance allows you to choose your doctors and hospitals and pays for all covered expenses once your deductible and coinsurance amounts have been met.
When considering Illinois short-term individual health insurance, bear in mind that while you are covered against unexpected accidents and illnesses, pre-existing conditions and routine visits to the doctor likely aren’t covered.
Illinois Temporary Health Insurance for the Unemployed
With today’s economy the way it is, we have seen the number of unemployed persons rise significantly over the last few years. According to the US Bureau of Labor Statistics, the national unemployment rate reached 10% in 2011. This, in turn, has resulted in a higher percentage of families that do not carry adequate Illinois health insurance.
How quickly can I be covered by a Illinois Short Term Health Insurance plan? In most cases, you can be covered within 24 hours. Unlike permanent health insurance, Illinois short term health insurance plans do not require a lengthy “underwriting” process. Your eligibility is determined by answering only a few questions.